Murfreesboro TN Title Loans
If you have a financial emergency or unexpected bill, bring your vehicle’s title in to A-1 Cash for a 30-day cash loan. If you own your vehicle, you can use the title as collateral. We hold the title and you walk out with cash and you get to continue driving your vehicle! Upon repaying your title loan in accordance to your contract, you will receive your title back. An appraisal of your vehicle is required and you will have cash in hand the same day! A qualified representative of A-1 Cash can discuss the terms of your title loan and confidently answer your questions. A title loan is renewable for another 30 days upon satisfying the fee if needed.
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How does a title loan work?
A title loan takes a few minutes and you can be on your way with cash in hand. We require you to complete a short application and we will conduct an appraisal of your vehicle. Don’t worry, we don’t do credit checks. Depending on the amount of cash you need and the value of your vehicle, we will qualify you to borrow cash that will be repaid at a later, agreed upon date. We will keep your title until your loan is paid in full. Keep in mind, in addition to repaying your title loan you will be subject to paying any agreed upon interest rate charges. Also, be mindful of any penalty charges that you may accrue should you fail to repay your title loan as agreed upon the contract.
What to bring with you to apply for a title loan. Be sure to bring the vehicle you will be borrowing against, the lien-free title, proof of income, a utility bill, an extra set of keys and a government-issued ID.
Important Information about your car title loan
Here are some important details you should know regarding a title loan. In order to apply for a title loan, your name must be listed on the title as a legal owner. If anyone else’s name is on the title, please contact A-1 Cash to determine if they will be required as a co-applicant on your loan. You absolutely must provide us proof of income, either from a job, unemployment, disability, retirement, etc. For about acceptable proofs of income, please contact A-1 Cash. According to Tennessee state law, the maximum amount a borrower can borrow against a title loan is $2,500. However, keep in mind not all borrowers will be eligible for the maximum amount. The amount you will be allowed to borrow will depend on your financial need and the appraisal of your vehicle. Applicants must be at least 18 years of age.
For your convenience we offer a variety of payment options such as cash, cashiers check, and money orders. Your designated repayment plan will be set forth in the agreed upon contract.