Life happens when you least expect it, especially when it comes to financial woes. No matter how hard we try, it always seems like we are stumbling over roadblocks in life, just trying to get ahead. According to a study published by CareerBuilder, 78% of American workers live paycheck to paycheck. This means that all it takes it just one mishap or unexpected expense to really wreak havoc on your finances. Thankfully, you can depend on A1 Cash for a payday advance or cash advance when you find yourself short on cash.
Here’s when to get one, how it works, and how to use it.
A payday advance is also known as a cash advance, and it is essentially a short-term loan of up to $425 in which you are given 31 days to repay the loan. The state of Tennessee sets the maximum amount allowed, although not everyone will qualify for the full amount since it depends on your ability to repay the loan. Our customers come from all walks of life from people who work minimum wage jobs to people working in business or even the medical field. Financial stresses can plague any who is not prepared.
A cash advance can be the right choice for you if you:
- Encounter an unexpected bill
- Need repairs on your home or car
- Have to take an unexpected trip
- Need to undergo a medical procedure
- And more!
There is not a set reason for applying for a payday loan other than the fact that you need money that you do not have right away for something important. It is just enough money to get you by until payday rolls around again. Keep in mind that a payday loan is still a loan that you are required to pay back. Only borrow what you truly need, and what you know that you will be able to pay back within the agreed upon time frame. Another important factor to always consider when taking out any type of loan whether a payday advance or a signature loan is that the loan will accrue interest daily, and it is always a good idea to pay more than the minimum balance, if possible when making your payments.
If you find yourself in a situation in which you need to borrow more money than a payday advance allows, ask A1 Cash about title loans that allows you to borrow up to $2500.
It is always advised that should you experience difficulty in paying back your loan on time that you always speak with us about the situation. Never ignore the problem until you are past due on your account, as this could go against your credit score.
Cash Advances in Murfreesboro
At A1 Cash, we understand the difficulties people run into with their finances, which is why we offer multiple options to help relieve your stress about money. We are a locally owned and owner operated business serving the Middle Tennessee communities of Murfreesboro and Nashville. This is important, as you will get excellent customer service from us at every visit. For more information, please call us at (615) 895-6446.