1945 NW Broad St, Murfreesboro, TN 37129 (615) 895-6446

FAQ

Murfreesboro TN

We know that getting a check loan, title loan or signature can get confusing. Our goal is to make this process as quick and painless as possible. We know that you have more important things to deal with so below are some of our most commonly asked questions and policies.

Frequently Asked Questions

Check Loans

How Much Can I Borrow?

$50-$425 in $25 increments

When Is my Repayment Due?

Loans are repayed bimonthly or monthly, depending on when you get paid.

When Will I get the Money?

You will receive the money the same day and leave with cash in hand.

What should I bring with me?

You should bring a bank statement, pay stub, utility bill and drivers license.

Does it matter where I bank?

Yes it does. It needs to be a bank that is located in Rutherford County.

Is there an application fee?

No.

Is there a credit check?

No

How long will this process take?

For a first time customer, this process will take only 15 minutes. If you are a returning client, then you can be in and out within a couple minutes.

Is there a benefit to paying the loan off early?

Yes. A reduced fee can occur if payment is made early.

Helpful Tips for Check Loans

  1. Do not do your check loan online. Other companies will require you to do ACH. By doing this, you not only allow these companies to place money in your account, but they also have the ability to take money out. If the money isn’t in your account when they withdrawal it, you will get hit repeated with overdraft fees and this can be a vicious cycle. Mistakes can happen, but when they do, don’t get further behind with these pesky fees that occur all from ACH.

Title Loans

How Much Can I Borrow?

You can borrow up to $2500 with a title loan. Another $2000 could be available with a signature loan.
 

How often do I have to make payment?

Payments are due every 30 days. You can make additional payments to the principal once you have satisfied the minimum payment.

What do I need to bring with me?

You will need to bring the car, car title, extra key, utility bill, pay stub and drivers license.
 

Is there an application fee?

No

How long will this process take?

For a first time customer, this process will take only 15 minutes. If you are a returning client, then you can be in and out within a couple minutes.

When Will I get the Money?

You will receive the money the same day and leave with check in hand.

Is there any restrictions that I need to know about?

Yes there is. You will need to be a resident of Rutherford or Cannon Counties.
 

Is there a credit check?

No

Does it matter what kind of car I drive?

No. All makes and models of cars are accepted.

Do you price match?

Yes we do. We will match or beat all of our competitors.

 

Helpful Tips for Title Loans

  1. Do not do your check loan online. Other companies will require you to do ACH. By doing this, you not only allow these companies to place money in your account, but they also have the ability to take money out. If the money isn’t in your account when they withdrawal it, you will get hit repeated with overdraft fees and this can be a vicious cycle. Mistakes can happen, but when they do, don’t get further behind with these pesky fees that occur all from ACH.
  2. The more money you borrow, the more you will have to pay back. Be aware of the businesses that try to lend you the max. They may not be looking out for your best interest.
  3. Some title lenders offer insurance. It is not of any benefit and is just another fee that you will have to pay.
  4. Pay more than the min. payment if you can.

Signature Loans

How Much Can I Borrow?

The average signature loan that our customers get is $100-$500 which is paid back in a 3-6 month period. You may be able to borrow $2000 over a longer term.

How often are my repayments due?

Your loan payment is due monthly.

Is there a penalty for being late on payment?

There is a 5 day grace period when your payment is due. After that, there is a late fee that will be added to your account.

What should I need to bring with me?

You should bring a bank statement, pay stub, utility bill and drivers license.
 

Does it matter where I live?

Yes. You must work or reside in Rutherford County.
 

How long will this process take?

For a first time customer, this process will take only 15 minutes. If you are a returning client, then you can be in and out within a couple minutes.
 

When Will I get the Money?

You will receive the money the same day and leave with check in hand.
 

Are there any other restrictions?

Yes. You will need to have had your current job for at least 6 months.
 

Helpful Tips for Signature Loans

  1. Do not do your check loan online. Other companies will require you to do ACH. By doing this, you not only allow these companies to place money in your account, but they also have the ability to take money out. If the money isn’t in your account when they withdrawal it, you will get hit repeated with overdraft fees and this can be a vicious cycle. Mistakes can happen, but when they do, don’t get further behind with these pesky fees that occur all from ACH.

Need Help?

Our friendly and knowledgeable staff can help you answer any questions you may have and get you the cash you need so you can get back to your life.